Auto Insurance
Accidents happen every minute of every day— even to the best drivers. Yet all too often, people underestimate the importance of purchasing a Personal Auto Policy with complete auto liability coverage.
Protect your piece of the world with a comprehensive Personal Auto Policy from On Course Insurance Company. It may just be the smartest financial decision you make this year. As an independent agency, we represent many auto insurance carriers, and we understand that they all have different rating platforms. We always review the deductible and liability options and make sure you receive all credits available to you.
Types of Auto Insurance Coverages
Collision coverage: Covers damage to your auto.
Comprehensive: Covers damage to your auto from causes such as fire, theft, hail, vandalism, or many other events.
Bodily injury liability: Protects against a claim or lawsuit if others are injured in an auto accident for which you or your family are considered legally responsible.
Property damage liability: Protects against a claim or lawsuit for any damage you may cause by an auto accident to someone else’s property or auto.
Medical payments: Pays for reasonable medical expenses, or certain other expenses resulting from an auto accident for you, your family and your passengers.
Uninsured motorist/underinsured motorists: Covers injury resulting from a hit-and-run accident or underinsured driver.
Other coverages: These broaden the automobile policy to cover rental reimbursement, towing and labor, stated amount, high deductibles, lease or loan gap and more.
Specialty Vehicles
- High-value and antique autos
- Mopeds, scooters and motorcycle
- Recreational vehicles
Were you aware that you could probably upgrade your Limits of Liability to the next level at a charge that may be less than expected?